Two ledgers, one Muslim's day
Masrif is not a super-app with features bolted on — it is a family of surfaces over one identity and two ledgers that are deliberately kept apart: the record of your worship never becomes the record of your spending. The firewall between them is not a limitation of the product. It is the product.
Each surface reads the facts it needs and nothing more: the wallet may prove nisab to the zakat engine, but no prayer event feeds any commercial model — there is no join key between deen and dana, by schema, not by promise.
Masrif Harian
Prayer times, Qibla, the mushaf, adhkar and tasbih in one calm interface. The surface everything else reads from — and the one whose events never leave the phone: your Fajr at 5:42 is between you and your Creator, not a row on our server.
Masrif Wallet
The banking-grade Atlas platform behind the flagship: DuitNow ID & QR, transfers, bills — under Bank Negara's e-money regime, funds safeguarded, no walled garden. The wallet is boring on purpose: national rails, licensed custody, auditable ledger.
Masrif Zakat
Nisab tracked on your qualifying wealth, computed against your state's official zakat authority — because Malaysia runs zakat state by state, and an engine that pretends otherwise is inventing a ruling. One-tap payment, receipt kept for tax relief — and the annual korban queue alongside it: one animal, seven shares, registration to meat distribution on one receipt trail, with the mosque's committee seeing only what the ameen needs to see.
Masrif Belajar
Structured lessons where teachers and scholars author the curriculum and the assistant only ever teaches from it — the teacher-in-the-loop pattern that works in AnTeraju, pointed at Arabic, tajweed and deen basics for adults who missed the classes.
Masrif Masjid
A surface for the jawatankuasa: collections that reconcile to the ringgit, baitulmal statements the jemaah can actually audit, event and khutbah logistics — with attendance kept as a count, never as a surveillance list.
Masrif Waqaf
Every waqaf ringgit carries provenance from receipt to disbursement — the same append-ledger honesty we ask of traffic data, applied to the most trust-sensitive money in a Muslim's life. A receipt chain nobody can quietly edit after the ameen changes.
The spine — and the firewall
The family pattern we already ship elsewhere: one identity, append-only records, every view scoped to the need. With one rule no other Antrex product needs and Masrif demands.
no join key between the two ledgers — unqueryable by design
Ready to build something intelligent?
Let's engineer your next product — from idea to launch.