AnKedai: one back office for the micro-economy
The free digital ledger that grows into the till, the queue, the surplus board, the pasar-malam mode and the e-invoice trail — AnKedai gives Malaysia's 1.1 million small businesses the operating system notebook-and-hope never could.
Ledger · Till · Queue · AnLebihThe kedai already keeps a book. AnKedai keeps it for them.
Malaysia’s small businesses run on a five-sen notebook, memory and hope — then get asked to e-invoice by 2026. AnKedai starts with a free ledger that records itself from a photo or a sentence, and grows into every surface a merchant actually needs.
- AnBuku — the free ledger
- Till & DuitNow acceptance
- AnQueue vendor mode
- AnLebih — the surplus board
Six surfaces. One ledger.
Eight concepts from the Antrex expansion research collapsed into one merchant back office — because they were never eight apps; they were one ledger wearing six hats.
AnBuku — the free ledger
The Khatabook-proven wedge: a digital 'buku lima sen' for stock, sales, credit (utang) and expenses. Free forever at the core, voice- and receipt-photo-first in Bahasa and English. The ledger is the acquisition; everything else hangs off it.
Till & DuitNow acceptance
Masrif-grade DuitNow QR and in-app till on the same ledger — every sale posts itself, every settlement reconciles itself. No second terminal, no month-end scramble.
AnQueue vendor mode
Clinics, hawkers and food courts run their queue on AnKedai: customers hold a place on their phone, vendors call from a single screen. The queue time becomes a published number, not an excuse.
AnLebih — the surplus board
End-of-day food and stock, too good to waste, listed at a steep late-window discount — the Too Good To Go / Flashfood model priced for a Malaysian kedai. Recovery revenue instead of rot.
Pasar malam & mobile modes
A pitch profile that survives no signal, a route card for the weekend-moving trader, and a stall lottery roster for the council market — because half of Malaysia's micro-economy has no fixed address.
E-invoice, handled
LHDN's phased e-invoice mandate reaches every kedai by December 2026. AnKedai drafts, validates and submits the invoice from the sale that already lives in the ledger — compliance as a by-product, not a project.
The refusals that make it trustworthy
Merchants have been burned by platforms before. These are not fine print — they are the design.
No money custody
AnKedai records; licensed partners move. Settlement rides DuitNow rails through BNM-licensed acquirers — the Patricia doctrine, applied.
The ledger is the merchant's
Sales history never trains anyone else's campaign. Aggregate market signals opt in per cohort; individual books stay in the merchant's vault.
Priced on value, not on survival
Free ledger, then flat, published SaaS tiers — no commission on the poorest margin segment in the economy, no gatekeeping visibility behind ad spend.
Built for the tier no one serves
AnKedai runcit & warung
The notebook tier: 200+ SKUs, family labour, utang on trust. Gets the ledger, the QR till and the surplus board on day one.
Pasar malam & mobile traders
No fixed address, no fixed hours, no signal guaranteed. Pitch profiles, offline posting, weekend route cards, council lottery rosters.
Campus & school vendors
The AnKantin and i-Saves supply side: canteen stalls and campus merchants run their till, queue and More listings inside the same free back office.
Questions, answered
POS apps sell to restaurants with floor space. AnKedai is built for the 90% below that line — the kedai runcit, the pasar-malam stall, the mobile trader — whose real system today is a notebook and whose real risk is LHDN 2026. The ledger comes first; the till is one surface among six.
This page is the pitch. The bridge architecture, the bookkeeping intelligence, and the evidence floor each have their own page.
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